Sample Letters - Disputing Errors & Correcting Credit Information

The following is a link to a few sample letters which can be modified for your personal use when sending letters to creditors and credit bureaus. I have a few other letters available so if these do not fit your current situation, please e-mail me practicalcrdtsolutions@gmail.com and I'll see if I have a letter available for you to use.

When sending letters via mail (USPS) it is recommended that letters are sent via certified mail to ensure the recipient / company has received it. This service costs approximately $4.84 (more or less) and will be well worth it. Once the recipient / company has received the letter, they will be required to sign the green card which will be returned to you in the mail along with the date that it had been received.

One thing that I've learned is to stay off of the telephone with creditors. The power of a letter is POWERFUL indeed.

View Sample Letters Here

Begin Your Journey : Stay Focused & READ!

Here are a list of books that I recommend to get you started on the road to becoming a smart, credit savvy consumer. With the holidays vastly approaching we all could use some information that will help us to be wise about the decisions we make when it comes to holiday spending. Think, before whipping out that plastic! These books are also a part of my collection.

Author and credit expert Harrine Freeman tells us How To Get Out of Debt! And she's sharing the same information that she's used to help many of her clients obtain A-1 credit! This is the most recent edition to my collection.

Harrine Freeman is also on MySpace (www.myspace.com/hefreemanenterprises.com)

and you may visit her webiste at http://www.hefreemanenterprises.com/.



The MyFICO expert herself Suze teaches us the 9 Steps To Financial Freedom.
www.suzeorman.com

The Money Coach's Guide to Your First Million by Lynette Khalfani

I'm taking my time reading this book because I want to ensure that I have a thorough understanding of what it is I need to do to get to my first million! I'm determined and you should be too! It's NOT impossible to become a millionnaire, read this book to find out how!
http://www.themoneycoach.net/

Your Money and Your Man

Thanks to author and Washington Post "The Color of Money" Business columnist Michelle Singletary, women can teach their men how to be financially savvy too!
http://www.michellesingletary.com/

"Girl, Make Your Money Grow" by Glinda Bridgforth & Gail Perry-Mason

and "Girl Get Your Money Straight" by Glinda Bridgforth

I like how Glinda Bridgforth talks about taking a holistic approach to dealing with financial woes. http://www.bridgforthfinancial.com/

This was the very first book that I'd purchased prior to beginning my journey to becoming "Financially Fit" as author Lynette Khalfani puts it.

http://www.themoneycoach.net/

I'm sure I've missed several other books out there that provide information on credit and finances, by all means feel free to leave comments with your own personal recommendations.